I'll go ahead and do a temporary lift again, but this time I will be sure to check back a day or two after it's scheduled to expire to make sure the report is really frozen again. If you schedule a new temporary lift, it will replace the temporary lift you have already scheduled." So, I don't think it's just weird wording on the status page - I think the "temporary lift" that was set to expire in November is actually still in place. it's February 2021, so that "temporary freeze" should be well over! When I go through the steps to temporarily unfreeze it now, it says, "You have already scheduled a temporary lift of the security freeze on your Equifax credit report. But on the Equifax site, the current status says, "You have temporarily lifted your Equifax credit report freeze until November 7, 2020". I needed to unfreeze for a few days again now, so I logged back into all three to temporarily lift the freeze again.Įxperian and TransUnion were fine. This article has been viewed 1,354 times.Just a PSA - I had unfrozen my credit report at all three big bureaus (Experian, Equifax, TransUnion) for a few days back in November. Mailing your lift or removal request to the credit bureau. By calling a customer service representative at 88. Jonathan has been featured in the New York Times, the Wall Street Journal, Money Tips, Mindful Magazine, and Business Insider among others. You can lift a credit freeze from your credit file with TransUnion using any of the following methods: Request the lift with your PIN via the website. He also earned his Accredited Investment Fiduciary (AIF®) credential from Fi360. He studied Financial Analysis at the CFA Institute and earned his Certified Private Wealth Advisor (CPWA®) designation from The Investments & Wealth Institute. With over 25 years of financial advising experience, Jonathan is a speaker and the best-selling author of "Mindful Money: Simple Practices for Reaching Your Financial Goals and Increasing Your Happiness Dividend." Jonathan holds a BA in Philosophy and Religious Studies from Montana State University-Bozeman. You’ll need to provide information verifying your identity and will have the option to receive a one-time PIN by text message or answer questions based on information in your Equifax credit report for identity. All you have to do is call 1- (888) 298-0045 to start the process. Jonathan DeYoe is a Financial Advisor and the CEO of Mindful Money, a comprehensive financial planning and retirement income planning service based in Berkeley, California. You can also freeze your credit with Equifax over the phone. This article was co-authored by Jonathan DeYoe, CPWA®, AIF® and by wikiHow staff writer, Jennifer Mueller, JD. This article has been viewed 1,354 times. There are 7 references cited in this article, which can be found at the bottom of the page. 3 When you want to apply for credit, you can temporarily lift or permanently remove your security freeze. Jonathan has been featured in the New York Times, the Wall Street Journal, Money Tips, Mindful Magazine, and Business Insider among others. Your security freeze restricts access to your Equifax credit report for the purposes of extending credit in your name. Jonathan DeYoe is a Financial Advisor and the CEO of Mindful Money, a comprehensive financial planning and retirement income planning service based in Berkeley, California.
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